To send money, you only need an email address and any electronic payment source. To fund your transaction, you can use:
an eCheck (using a standard U.S. checking account)*
a debit card (also called a check card, ATM card, or banking card)
a major credit card (Discover, MasterCard, Visa)**
PayPal***
* eChecks are not accepted from the following U.S. states: AZ, CA, CO, IL, PA, VA.
** Credit cards are not accepted from the following U.S. states: CA, CO, PA, VA.
*** If you select PayPal, but do not have a PayPal account, you will be prompted to open a free account. Xoom does not accept PayPal transactions from CO, VA.
